Credit Card Optimization Made Effortless
What you don't know will cost you thousands of dollars in free travel, points, and cash-back...Stop missing out and get your complimentary credit card consultation today!
When you’re thinking about getting a new credit card, you don’t want to waste hours doing your own research, and you definitely don’t want to risk making the wrong decision.
With AuPACS, it’s never been easier to get the help you need to maximize credit card rewards. You’ll have assurance that the recommendations you’re getting are the best.
Stephen Au
With over $2MM+ in luxury travel booked, I lead by exampleThere’s a formula to credit card optimization and I know it.
Hi, I’m Stephen!
I’m the founder of AuPACS, the best consulting service for maximizing credit card rewards.
I’m also the chief points writer at Upgraded Points, the 2nd largest points blog in the world, with more than 2 million unique monthly visitors.
Through Upgraded Points, I’ve invested years cementing myself as the foremost expert in credit card rewards and luxury travel by learning the in’s and out’s of credit card rewards and travel.
Stephen Au
With over $2MM+ in luxury travel booked, I lead by exampleThere’s a formula to credit card optimization and I know it.
Hi, I’m Stephen!
I’m the founder of AuPACS, the best consulting service for maximizing credit card rewards.
I’m also the chief points writer at Upgraded Points, the 2nd largest points blog in the world, with more than 2 million unique monthly visitors.
Through Upgraded Points, I’ve invested years cementing myself as the foremost expert in credit card rewards and award travel by learning the in’s and out’s of credit card rewards and travel.
Get Ultra-Personalized Points Help
We take into account your entire personal situation when providing a credit card recommendation. Your spending habits, credit score, and existing credit cards are among the factors we examine during your consultation.
Get the Most Out of Your Points and Miles
We’ll recommend the best credit cards for your goals, whether it’s a first class trip to South Africa or maximizing cash-back rewards.
Be Confident You’re Doing It Right
Transferable points. Airline miles. Annual fees. Luxury Travel. Cash-back. High spending limits. Balance transfers. 0% APR. Whatever you’re looking for, you’ll be 100% confident it’s done the right way with AuPACS.
Getting credit card points help is now easier than ever.
World-Class Expert Advice In One Place
Nobody gets credit card points faster or is better at optimizing credit card portfolios than us. Whether you’re frequently signing up for new credit cards or are looking for a “one-and-done” credit card product, we’re the best in the business. Period.
Maximize Credit Card Application Odds
We’ll help you avoid getting declined for credit card applications and denied for credit card bonuses to help you navigate miles and points effectively.
Complimentary Recommendations With No Hidden Fees Or Gotchas
⭐⭐⭐⭐⭐
Rated 4.9 out of 5 stars
Why is AuPACS better than everybody else?
We offer the best credit card rewards optimization recommendations in the world.
Whatever your situation, we empower you to earn tons of points without spending big.
I'm not a frequent traveler. Will AuPACS be useful to me?
As long as you like the idea of banking up lots of points or rewards, AuPACS will add tremendous value to you. By investing in 1 phone call, we’ll set you on the right track to earn tons of rewards and using them to get tens of thousands of dollars in value.
I don't understand credit card points and miles. Is AuPACS too complicated?
No. Even if you want cash-back rewards, AuPACS will give you the most customized and best recommendations out there. All you need to do is schedule your 1-on-1 consultation.
Learn how AuPACS can elevate your credit card game
“AuPACS is like a wealth management company, but with points.”
“I love how AuPACS walks me through the best cards to get, when to get them, and how much to spend on them.”
“AuPACS is a one-stop shop that I use to plan my journey with rewards and travel. By learning how to earn points quickly and then spending them for unforgettable business and first class vacations, I’m easily able to travel comfortably to places like Thailand, Japan, and Europe.”
“AuPACS helps me earn and redeem lots of points, and we’ve been able to take luxurious dream vacations to Australia and France, thanks to credit card rewards optimization!”
“AuPACS makes sure I always stay on track to earn as many points as possible. They always take care of booking my business class flights for way fewer points than I even thought was possible. Thank you for upgrading my travel and for your education, as always!”
“Can you imagine a luxury travel agency that’s also super smart with credit cards and points? That’s exactly what AuPACS is!”
“What makes AuPACS unique to me is the personalized credit card planning and travel booking. Having someone walk you through the entire travel process from earning to booking is incredibly reassuring. I would recommend AuPACS to anyone!”
“AuPACS provides incredible value to my Points & Miles earning and spending adventures. Stephen and his team not only helped guide me through which credit cards I could apply at what time, but also assisted in finding the award availabilities that matched our travel plans.
With AuPACS’s help, I was able to book premium class seats on international flights, and premium hotel stays for myself and my family in Africa, Europe, and Middle East during the 2020-2021 pandemic.
Stephen’s unparalleled in-depth knowledge on various airline carriers and hotel brands is extremely helpful when planning such a trip. He is also very responsive to my various points and miles questions. I highly recommend AuPACS to anyone who wants to get started in the points and miles game.”
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Let us help transform how you approach credit card optimization.
Your access and use of this website are subject to our Terms of Service. Any recommendations from AuPACS are further governed by our Terms of Service.
AuPACS provides access to points consultants at your direction. AuPACS is not a credit repair or counseling firm and does not provide any services associated with (1) Improving a buyer’s credit record, history, or rating on behalf of a buyer; (2) Obtaining a loan or other extension of credit on behalf of a buyer; or (3) Providing advice or assistance to a buyer with regard to either paragraph (1) or (2).
AuPACS is a registered trademark of Au Points and Awards Consulting Services, LLC. AuPACS is not affiliated with any third party companies and nothing on this site or otherwise is intended to imply that third party companies endorse or approve of AuPACS or its services.